Organizations and employers needing credit background checks for potential hires must adhere to the guidelines in the federal Fair Credit Reporting Act (FCRA). Some requirements of this vital legislation include obtaining consent, disclosure, and authorization requirements. Working with a credit reporting agency like Pre-employ and its automated proprietary background check software has this compliance built-in.
Our company also has FCRA certified experts to help companies navigate adverse action outcomes when screenings return information that negatively affects plans to hire. Their combined decades of knowledge will also advise you on how state and city laws might apply to your credit background check process, as well.